Vision Insurance
There’s nothing less productive than a blurry-eyed employee fumbling around the office, squinting at the whiteboard or misreading the small font on an important memo. Do not underestimate the value of vision maintenance, especially among those on whom you depend for the success of your company.
If your budget allows, we recommend that you offer your employees vision insurance. We at Bernardini and Donovan uphold the philosophy that employers should provide as many benefits to their employees as possible. And while it is only a secondary-level benefit, we find it deserving of your consideration, budget permitting.
Vision insurance covers an individual’s exam and hardware. It does not include any necessary medical procedures. Rather, these, such as eye surgery, are covered by the employee’s medical plan. Vision insurance does, however, offer discounts for additional glasses and Lasik surgery.
Three Tiers of Service
Broken up into three tiers of service, this benefit covers exams, lenses, and frames. These are organized by one’s frequency of use of these services. The most common way in which a company will break up these services is by a plan that provides a yearly exam and lenses and biyearly frames. However, this frequency break down can be modified according to an employer’s plan and budget. A company can also offer yearly exams and biyearly lenses and frames, or yearly exams, lenses, and frames. This all depends on the employer’s budget. However, we see that companies typically choose the middle-of-the-road option.
Prevent blind office mayhem and offer your employees the vision coverage they need. With well cared for employees, the dynamic of your company will strive. Reach out to us at Bernardini and Donovan for consultation on your business’s group insurance plan.
