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Unemployed?

December 11, 2018 No Comments

Unemployed? Losing a job is never easy. It can come for a variety of reasons, but the news that you are no longer employed is always a tough pill to swallow. And while your health insurance may not be your very first concern, for many it does rank up pretty high worries after that initial shock. If your job provided health insurance for you, there are some steps you can take to ensure that you have continued coverage. First, you will want to look into COBRA. If your employer paid for part of your health insurance, COBRA allows you after your termination to continue with the same care that you had previously, though you will be paying the entirety of the premiums. This is something to seriously consider if you are currently receiving care that cannot be disrupted or you are receiving care from a doctor that you may not

Your Healthcare Options Part 1

November 16, 2018 No Comments

What Are Your Healthcare Options? If you are over or close to the age of 65, Medicare is something that you might be utilizing or thinking about using. If you are in that boat, then it is essential to know your open enrollment times. If you are looking to go with the Medicare Advantage Plan, open enrollment is upon us. Recipients of Medicare have a choice between the Medicare Advantage Plan or the Medicare Supplement Plan which is like a PPO plan. The difference between the two is that in the Advantage plan you will pick a primary care physician who will direct your care. They are known as the gatekeeper. If you need to see any specialist, they will provide a referral for that. Under a PPO contract, you have the flexibility to direct your care. You do not have a primary care physician, and you have a choice

Timeline of Your Healthcare

November 3, 2018 No Comments

Healthcare Insurance Options At the end of every year, we come to the holiday season. Halloween, Thanksgiving, Hanukkah, and Christmas all play a significant part of how we spend our time. But along with these celebrations, we are also very aware of another season. Open Enrollment Season. For a short period, at the end of each year, there is an opportunity to change your health care insurance options. If you are already enrolled in a particular program before the open enrollment period begins, your provider will contact you and tell you if there are going to be any changes to your benefits or your premiums. This is particularly important to know so that you can assess if you are happy enough to stay with your current provider or if it is time to change so that your needs are better met. Then open enrollment starts This year it opened on

Flu Prevention

October 30, 2018 No Comments

Last year’s flu season was one for the books. “Every year, influenza kills between 12,000 and 49,000 people and can send more than 700,000 people to the hospital,” the CDC says. With numbers like this, doctors are recommending that people get their flu shots early. What many people do not know is that it can take up to two weeks for the immunization to become fully effective with the flu vaccine; which means that if you get your flu shot later in the season, you are still in danger of contracting the flu during those two weeks. The flu shot is available at most pharmacies, doctor’s offices and various other locations at this time. We recommend getting a flu shot as soon as possible, especially during the fall and winter months. Prepare For The Flu There are also a few steps you can take to help you go through flu

Breast Cancer Awareness Month

October 5, 2018 No Comments

Breast Cancer Awareness Month October is Breast Cancer Awareness Month! And out of all of the monthly awareness programs, this one might be one of the most well known in this area. Redlands has held an annual Believe Walk that runs throughout Downtown Redlands that many citizens have participated in. “The purpose of the Stater Bros. Charities & Inland Women Fighting Cancer Believe Walk is to raise critical funds that support cancer-fighting organizations in this region. Through the generosity of sponsors and donors; the Believe Walk will directly impact lives, by providing funds to improve cancer care and support services for cancer patients and their families in the Inland Empire communities of Southern California.” The Believe Walk will take place on Sunday, October 7th and will start at 8 am! If you are interested in participating, volunteering or donating, please feel free to visit their website at – believeinlandempire.com Breast

What Happens After You Lose an Organ

September 18, 2018 No Comments

This can sound like an ominous subject. But the matter of the fact is that many people have different organs removed on a consistent basis. We are not talking about the vital organs like the lungs or liver. But we do regularly hear of people who have their gallbladder, tonsils, appendix or pancreas removed. So what happens after that? What is life like without these organs that you were born with? Most people have their tonsils removed after having some complications with tonsillitis or suffering from sleep apnea. Your appendix would only be removed if it has become infected. For both of these procedures, there is not much that will change in your day to day life. You should not suffer from sore throats as much if you have your tonsils out, and there will be no change good or bad when you have the appendix removed. If you are

Bernardini & Donovan Insurance Services

Blog & News

Unemployed?

Your Healthcare Options Part 1

Timeline of Your Healthcare

Flu Prevention

Breast Cancer Awareness Month

What Happens After You Lose an Organ

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let Bernardini & Donovan find the right plan for you

Bernardini & Donovan Insurance Services

Blog & News

Unemployed?

Your Healthcare Options Part 1

Timeline of Your Healthcare

Flu Prevention

Breast Cancer Awareness Month

What Happens After You Lose an Organ

Recent Posts

Categories

let Bernardini & Donovan find the right plan for you

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