It’s 2018! We’ve made it past the holiday craziness and now find ourselves on the other side. The whole new year stretches out in front of us, open to any number of possibilities. We can have all the best intentions of what this year will hold for us. Which is such a lovely sentiment. And then reality hits. Bills need to be paid, stuff needs to get done, and life continues.

As much as we cleaned before the holiday season, the house is in shambles again and needs a good cleaning. The laundry has been relegated to the back of the closet, and somehow we are all out of food. But there could be more significant things on your to-do list. Such as health insurance. Luckily for us in California, we have until the end of the month to still sign up if you are one of the many that may have put off this task. You have until January 31st to sign up and get coverage for 2018. There may be more incentive to sign up because even though the individual mandate has been taken away through our new tax bill, that doesn’t come into effect until 2019. As of right now, you still need to have health insurance in 2018, or you may need to pay a fine on your taxes. Of course, there may be more information coming in the following months, but for now, it is smart to ensure that you have health insurance and also avoid a fine.

If you need help signing up, have questions about Covered California or want to see all of your different options thoroughly explained as well as their various costs, we would love to help you. At Bernardini & Donovan, we are health insurance experts and can help you in ways that you are not going to find anywhere else.